SBA Loans, Commercial Real Estate Loans and Other Business Loans
Each small business in our community has unique financial needs. Heartland Bank understands what it takes to succeed as a small business.
By providing a variety of loans for businesses of all types, Heartland Bank is your financial partner for success. From SBA Loans and commercial real estate to USDA Business Loans and other business loans, your loan decision is made quickly and locally to help you focus on running your business.
SBA Loans
As small business goes, so goes our economy. Small business owners are crucial for job creation, and their success plays a huge rule in the strength of our communities. SBA Loans from the United States Small Business Administration offered at Heartland Bank provide the access to capital and credit small business owners need to succeed.
SBA Loans can be used for:
- Startup costs- real estate, capital expenses, equipment and supplies
- Expansion- building/renovation, new equipment and capital needs
- Cash flow needs
USDA Loans
To help new and existing businesses in rural areas gain access to affordable capital, the USDA provides guaranteed loans made through local banks like Heartland Bank. By doing so, it allows for more favorable interest rates and terms for businesses.
USDA Loans can be used for:
- Expansion- purchase and development of land, buildings and other facilities
- Purchase of equipment, supplies and inventory
- Working Capital
Other Business Loans at Heartland Bank
Heartland Bank also offers business loans and financing programs for small to mid-size businesses that can be used to satisfy costs of all kinds associated with owning and running a small business:
- Commercial real estate loans
- Revolving lines of credit for cash flow fluctuation
- Equipment loans
- Equipment leasing
- Letters of credit
Heartland Bank- Your Business Lending Partner
Call or stop by Heartland Bank today to see how we can help with your business lending needs.