Rev. 05/2022
| FACTS | WHAT DOES Heartland Bank DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| WHAT? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| HOW? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Heartland Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Heartland Bank share? | Can you limit this sharing? |
|---|---|---|
|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you | No | We Don’t Share |
| For joint marketing with other financial companies | No | We Don’t Share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We Don’t Share |
| For nonaffiliates to market to you | No | We Don’t Share |
| Who we are | |
|---|---|
|
Who is providing this notice? |
Heartland Bank |
| What we do | |
| How does Heartland Bank protect my personal information? |
To protect your personal information from unauthorized access |
| How does Heartland Bank collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
|
| Definitions | |
|---|---|
|
Affiliates |
Companies related by common ownership or control. They can be
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be
|
| Joint Marketing |
A formal agreement between non-affiliated financial companies that
|
Supplemental Mobile Privacy Policy Heartland Bank
Before proceeding please take a moment to read and understand what personal information your banking app might collect under certain circumstances and how this information is used.
For more details please see the Privacy Policy from Heartland Bank.
Why do we request access to personal information? The application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that before granting access to this information you will be prompted to give the application that permission. If you do not wish to grant that permission, you may decline. If you later change your mind, those permissions can be updated in your device’s settings.
Some possible examples of information your app may request access to are:
- Location: Your location is used to prevent fraudulent activity and to display locations near you.
- Contacts: Allowing access lets you add contacts to use with features that allow you to send money via your mobile app. We will only add the contacts you choose and that information will not be shared.
- Camera: This app uses your camera to capture check images, take picture of receipts, scan ID, scan authorized QR codes and to conduct video chat.
